Connecting Stripe to Shopify is not just adding a payment button. Confirm merchant eligibility, markets, currencies, settlement, refunds, disputes, webhooks, reconciliation, and a fallback path. Cross-border payment availability depends on country, entity, product, and account review; do not turn one region’s fee or approval into a universal claim.
Build an eligibility and market matrix
Record entity country, customer markets, payout account, currencies, product category, fulfilment method, and refund owner. A payment method visible at checkout does not prove that the merchant can settle. Have restricted or higher-risk categories reviewed and retain the official decision and review date.
Design payment events and reconciliation
Link order, PaymentIntent or transaction, refund, dispute, fee, exchange-rate, settlement-batch, and bank-statement IDs. Webhook processing must be idempotent, retryable, and observable. Reconcile orders, payments, refunds, fees, rates, and settlement batches; for every difference retain amount, currency, timestamp, event ID, and adjustment reason.
Test failure and rollback paths
Cover success, failure, 3DS, duplicate clicks, partial and full refunds, cancellation, dispute notices, settlement delay, webhook replay, API throttling, and backup-method switching. Do not fulfil an order while payment is failed or ambiguous. Use Shopify Payments QA and checkout QA as release gates.
FAQ
Is Stripe available for every Shopify market?
No. Eligibility, methods, settlement currency, and contract depend on entity, region, product, and account review.
How do webhooks avoid duplicate orders?
Use event IDs and idempotency keys, persist processing state, retry failures, and escalate after the retry budget.
What should reconciliation retain?
Order, transaction, refund, dispute, fee, currency, rate, settlement, bank, and adjustment identifiers.
Should fulfilment continue after a failed payment?
Follow risk policy; normally pause fulfilment until the payment state is confirmed.